Types of Medicare

1. Medicare Part A (Hospital Insurance):

• Covers inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services.

2. Medicare Part B (Medical Insurance):

• Covers outpatient care, doctor visits, preventive services, and some medical supplies.

3. Medicare Part C (Medicare Advantage Plans):

• Offered by private insurance companies approved by Medicare. Combines Part A and Part B coverage and often includes additional benefits like prescription drug coverage (Part D) and dental or vision care.

4. Medicare Part D (Prescription Drug Coverage):

• Provides prescription drug coverage through private insurance companies approved by Medicare.

5. Medigap (Medicare Supplement Insurance):

• Policies sold by private companies to fill the gaps in Original Medicare coverage, such as copayments, coinsurance, and deductibles.

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This is a solicitation of insurance by American Health & Life Insurance Brokers. Agents are licensed and certified representatives of multiple Medicare Advantage, Medicare Supplements, and Prescription Drug plans each with a Medicare contract. Enrollment depends on contract renewal. Contact may be made by an insurance agent or insurance company. Not affiliated with or endorsed by any government entity or agency. We do not offer every plan available in your area. We are affiliated with CareFree Insurance Services, which represents 61 organizations. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048), 24 hours a day, 7 days a week, or your local State Health Insurance Program (SHIP) to get information on all your options. 

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